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How to Understand Commercial Property Underwriting & COPE Webinar


How to Understand Commercial Property Underwriting & COPE Webinar

While classroom courses are on hold, we encourage you to visit ABEN or select a CEP webinar listed below to complete your CE credits during this time.  My Agency Campus will also continue to help agencies support employee onboarding, training, and advancement. Please feel free to contact us at any time with questions.

Please be advised that our calendar does not support Interent Explorer and you will not be able to register using this browser. For the best browser experience, we recommend you use Google Chrome, Mozilla Firefox or Safari.

How to Understand Commercial Property Underwriting & COPE Webinar

Thursday, May 26, 2022


1:00 PM - 3:00 PM

Today's commercial property underwriters use the same information their predecessors used nearly 400 years ago:

  • Construction
  • Occupancy
  • Protection
  • Exposure

Combined, these four elements are known as "COPE underwriting."

There is no "magic" to commercial property underwriting. The "magic" is in knowing how these four key elements direct the property underwriter's decision one, to extend coverage, and two, how to price the property. Join us as we detail all four parts of COPE:

  • Construction: Do you want to know how to determine the proper construction class (1-6); why square footage matters; and how age affects the underwriting decision? Don't miss this class. (We will also discuss mixed-construction issues this is worth the price of admission.)
  • Occupancy: You will learn why HOW the insured does what they do matters more than what they do.
  • Protection: You will learn the basics of sprinkler systems, fire extinguishers, alarm systems, fire doors and fire walls and public fire protection, and how each affect the pricing.
  • Exposure: We discuss the external factors that affect the insured property. Many agents forget this part but knowing how to paint the proper exposure picture helps your underwriter, your client, and ultimately you.

Approved for 2 CE Credits


Members: $79
Non-Members: $179

IIABA Webinar
Event Contact
Jennifer Kacmarsky
Send Email
Thursday, May 26, 2022
IIABA Webinars
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