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Education Calendar

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Education Calendar

While classroom courses are currently unavailable, Big I NJ still offers tailored in-house classes for your agency. Additionally, you can earn CE credits by attending ABEN or select CEP webinars. My Agency Campus continues to support your agency's employee onboarding, training, and advancement. Please feel free to contact us at any time with questions.

Please be advised that our calendar does not support Internet Explorer and you will not be able to register using this browser. For the best browser experience, we recommend you use Google Chrome, Mozilla Firefox or Safari.


Education Calendar

3/27/2026 - 3/27/2027
FRI
March
27
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

FRI
March
27
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
March
27
10:00 AM - 12:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

FRI
March
27
11:00 AM - 1:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

FRI
March
27
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

FRI
March
27
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
March
27
2:00 PM - 3:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

FRI
March
27
3:00 PM - 4:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

MON
March
30
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

MON
March
30
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
March
30
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

TUE
March
31

The marketplace is constantly changing due to the impact of emerging trends and current events. Our role as insurance professionals also evolves as we assist our clients in providing their insurance and risk management programs.

Register
TUE
March
31
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
March
31
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
March
31
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
March
31
3:00 PM - 5:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
March
31
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
March
31
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
April
1
8:00 AM - 10:56 AM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

WED
April
1
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

WED
April
1
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

WED
April
1
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

WED
April
1
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
April
1
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
April
1
2:00 PM - 5:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

WED
April
1
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
April
1
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

THU
April
2
8:00 AM - 11:07 AM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

THU
April
2
9:00 AM - 11:57 AM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

THU
April
2
1:00 PM - 3:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
April
3
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

FRI
April
3
10:00 AM - 11:56 AM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

FRI
April
3
11:00 AM - 11:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
April
3
12:00 PM - 2:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

FRI
April
3
1:00 PM - 3:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
April
3
2:00 PM - 3:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

FRI
April
3
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

FRI
April
3
4:00 PM - 5:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
April
6
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

MON
April
6
9:00 AM - 10:54 AM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
April
6
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

MON
April
6
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

MON
April
6
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

MON
April
6
1:00 PM - 2:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

MON
April
6
1:00 PM - 4:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

MON
April
6
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
April
6
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

MON
April
6
3:00 PM - 4:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

MON
April
6
3:00 PM - 5:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

TUE
April
7
8:00 AM - 10:05 AM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
April
7
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
April
7
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
April
7
10:00 AM - 12:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
April
7
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
April
7
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
April
7
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
April
7
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
April
7
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
April
7
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
April
7
2:00 PM - 3:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

TUE
April
7
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
April
7
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

WED
April
8
8:00 AM - 9:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
April
8
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

WED
April
8
9:00 AM - 10:55 AM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

WED
April
8
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
April
8
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
April
8
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
April
8
12:00 PM - 2:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
April
8
1:00 PM - 3:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
April
8
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
April
8
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

WED
April
8
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
April
9
8:00 AM - 10:55 AM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

THU
April
9
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

THU
April
9
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

THU
April
9
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
April
9
1:00 PM - 1:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

THU
April
9
2:00 PM - 3:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

THU
April
9
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

THU
April
9
4:00 PM - 7:00 PM

Join the Young Agents for the first round of the Masters and enjoy networking with the best of the best in NJ insurance. Registration fees are $50 and include two drink tickets and a Masters-style menu of club sandwiches, salads, and sliders. ...

Register
FRI
April
10
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

FRI
April
10
11:00 AM - 1:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

FRI
April
10
2:00 PM - 2:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

FRI
April
10
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

MON
April
13
9:00 AM - 11:56 AM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

MON
April
13
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

MON
April
13
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

MON
April
13
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
April
13
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

MON
April
13
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

MON
April
13
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

TUE
April
14
10:00 AM - 10:59 AM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

TUE
April
14
12:00 PM - 12:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

TUE
April
14
2:00 PM - 5:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

WED
April
15
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

WED
April
15
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

WED
April
15
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

THU
April
16

This course provides a general overview of contractual risk transfer in construction contracts and subcontracts, with specific attention to those provisions that present risk and insurance implications for contractors.

Register
THU
April
16

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions.

Register
THU
April
16
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
April
16
10:00 AM - 12:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

THU
April
16
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

THU
April
16
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

THU
April
16
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

THU
April
16
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

THU
April
16
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

THU
April
16
4:00 PM - 7:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

THU
April
16
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

FRI
April
17
10:00 AM - 1:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

FRI
April
17
11:00 AM - 1:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

FRI
April
17
3:00 PM - 5:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
April
17
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
April
20
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
April
20
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

MON
April
20
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

MON
April
20
1:00 PM - 1:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

MON
April
20
2:00 PM - 4:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

MON
April
20
3:00 PM - 5:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

TUE
April
21
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

TUE
April
21
11:00 AM - 1:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
April
21
11:00 AM - 12:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

TUE
April
21
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

TUE
April
21
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

TUE
April
21
3:00 PM - 4:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

TUE
April
21
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

TUE
April
21
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

TUE
April
21
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

WED
April
22
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

WED
April
22
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

WED
April
22
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
April
22
10:00 AM - 12:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

WED
April
22
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

WED
April
22
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

WED
April
22
12:00 PM - 2:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

WED
April
22
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

WED
April
22
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

WED
April
22
4:00 PM - 5:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

THU
April
23
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
April
23
10:00 AM - 11:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

THU
April
23
11:00 AM - 12:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
April
23
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
April
23
2:00 PM - 4:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

THU
April
23
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

THU
April
23
3:00 PM - 5:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

FRI
April
24
8:00 AM - 9:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

FRI
April
24
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

FRI
April
24
10:00 AM - 12:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

FRI
April
24
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
April
24
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

FRI
April
24
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
April
24
3:00 PM - 3:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

FRI
April
24
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

FRI
April
24
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

MON
April
27
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

MON
April
27
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

MON
April
27
1:00 PM - 3:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

MON
April
27
4:00 PM - 4:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

MON
April
27
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
April
28

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.

Register
TUE
April
28
9:00 AM - 11:56 AM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

TUE
April
28
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

TUE
April
28
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
April
28
3:00 PM - 6:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

WED
April
29

Employment-related claims have escalated rapidly over the past few years, and having coverage to protect the business can be critical to survival.

Register
WED
April
29
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
April
29
12:00 PM - 12:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

WED
April
29
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

WED
April
29
2:00 PM - 2:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

WED
April
29
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

WED
April
29
4:00 PM - 7:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

THU
April
30
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
April
30
9:00 AM - 10:55 AM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

THU
April
30
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

THU
April
30
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

THU
April
30
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

THU
April
30
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

THU
April
30
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
May
1
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

FRI
May
1
10:00 AM - 1:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

FRI
May
1
2:00 PM - 2:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

FRI
May
1
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

FRI
May
1
4:00 PM - 4:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

MON
May
4
10:00 AM - 10:57 AM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

MON
May
4
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

MON
May
4
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
May
4
3:00 PM - 5:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

MON
May
4
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

TUE
May
5

Personal Lines markets continue to deteriorate. Agents and account managers are scrambling, carriers are changing course daily, and the insured often is left with reduced coverage and higher premiums.

Register
TUE
May
5
9:00 AM - 9:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

TUE
May
5
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

TUE
May
5
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
May
5
10:00 AM - 11:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

TUE
May
5
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
May
5
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
May
5
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
May
5
12:00 PM - 2:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

TUE
May
5
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

TUE
May
5
1:00 PM - 3:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
May
5
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
May
5
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

TUE
May
5
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
May
5
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
May
6
8:00 AM - 10:07 AM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
May
6
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
May
6
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
May
6
9:00 AM - 11:58 AM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
May
6
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

WED
May
6
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

WED
May
6
12:00 PM - 1:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
May
6
1:00 PM - 2:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

WED
May
6
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
May
6
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
May
6
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

THU
May
7

The marketplace is constantly changing due to the impact of emerging trends and current events. Our role as insurance professionals also evolves as we assist our clients in providing their insurance and risk management programs.

Register
THU
May
7

This course begins with a discussion of what ethics is and different approaches to decision making. It addresses the ethical responsibilities of the insurance producer to prospects and clients, to insurance carriers and to third parties

Register
THU
May
7
10:00 AM - 1:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

THU
May
7
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

THU
May
7
12:00 PM - 2:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

THU
May
7
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

THU
May
7
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

THU
May
7
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

THU
May
7
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
May
8
9:00 AM - 11:56 AM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
May
8
12:00 PM - 3:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

FRI
May
8
1:00 PM - 3:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

MON
May
11
8:00 AM - 10:56 AM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

MON
May
11
9:00 AM - 11:56 AM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

MON
May
11
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
May
11
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

MON
May
11
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
May
11
3:00 PM - 3:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

MON
May
11
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

TUE
May
12
9:00 AM - 10:56 AM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

TUE
May
12
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

TUE
May
12
9:00 AM - 12:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

TUE
May
12
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

TUE
May
12
11:00 AM - 12:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

TUE
May
12
11:00 AM - 1:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

TUE
May
12
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

TUE
May
12
1:00 PM - 2:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

TUE
May
12
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

TUE
May
12
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

WED
May
13
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

WED
May
13
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

WED
May
13
10:00 AM - 11:08 AM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

WED
May
13
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
May
13
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

WED
May
13
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

WED
May
13
12:00 PM - 2:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

WED
May
13
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
May
13
2:00 PM - 4:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

WED
May
13
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

WED
May
13
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

THU
May
14
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
May
14
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

THU
May
14
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

FRI
May
15
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

FRI
May
15
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

FRI
May
15
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

FRI
May
15
3:00 PM - 5:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

FRI
May
15
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
May
18
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
May
18
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

MON
May
18
10:00 AM - 10:54 AM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

MON
May
18
12:00 PM - 3:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

MON
May
18
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

MON
May
18
4:00 PM - 4:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

TUE
May
19

Ride-sharing, drones, home rental, furnished autos, remote work and other issues testing common personal lines policies are reviewed in this course. Agents who attend will learn the depth of exposures and the best practices of how to address them with insu

Register
TUE
May
19
9:00 AM - 11:05 AM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

TUE
May
19
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

TUE
May
19
12:00 PM - 12:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

TUE
May
19
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

WED
May
20
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
May
20
11:00 AM - 11:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
May
20
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
May
20
12:00 PM - 1:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
May
20
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

WED
May
20
2:00 PM - 4:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
May
20
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

THU
May
21

This course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, and what typically causes a claim, and then provides specific processes and procedures to follow in the agency’s daily operations to p

Register
THU
May
21
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

THU
May
21
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
May
21
10:00 AM - 12:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

THU
May
21
11:00 AM - 1:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

THU
May
21
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

THU
May
21
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

THU
May
21
2:00 PM - 3:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

THU
May
21
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
May
21
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
May
21
3:00 PM - 4:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
May
21
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

FRI
May
22
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

FRI
May
22
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

FRI
May
22
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
May
22
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

FRI
May
22
12:00 PM - 3:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

FRI
May
22
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

FRI
May
22
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
May
22
2:00 PM - 4:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

FRI
May
22
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

TUE
May
26
8:00 AM - 10:07 AM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
May
26
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
May
26
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
May
26
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
May
26
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
May
26
12:00 PM - 1:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

TUE
May
26
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
May
26
2:00 PM - 4:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
May
26
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
May
26
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

TUE
May
26
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
May
27
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
May
27
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
May
27
11:00 AM - 1:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

WED
May
27
2:00 PM - 5:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

WED
May
27
3:00 PM - 5:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

THU
May
28
9:00 AM - 9:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

THU
May
28
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
May
28
10:00 AM - 12:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

THU
May
28
11:00 AM - 1:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

THU
May
28
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
May
28
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

FRI
May
29
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

FRI
May
29
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
May
29
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
May
29
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
May
29
11:00 AM - 2:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

FRI
May
29
11:00 AM - 12:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

FRI
May
29
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

FRI
May
29
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

FRI
May
29
1:00 PM - 2:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

FRI
May
29
1:00 PM - 3:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

FRI
May
29
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

FRI
May
29
3:00 PM - 4:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
June
1
8:00 AM - 10:05 AM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

MON
June
1
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

MON
June
1
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

MON
June
1
10:00 AM - 12:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

MON
June
1
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

MON
June
1
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
June
1
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
June
1
2:00 PM - 3:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

MON
June
1
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

MON
June
1
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
June
2

This course provides an overview of various additional coverage needs of many contractors, including auto liability, professional liability

Register
TUE
June
2
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

TUE
June
2
9:00 AM - 10:54 AM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

TUE
June
2
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
June
2
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
June
2
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
June
2
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

TUE
June
2
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

TUE
June
2
1:00 PM - 4:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

TUE
June
2
1:00 PM - 2:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

TUE
June
2
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
June
2
3:00 PM - 4:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

TUE
June
2
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

TUE
June
2
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

TUE
June
2
3:00 PM - 5:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

WED
June
3
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

WED
June
3
11:00 AM - 11:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

WED
June
3
12:00 PM - 2:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

WED
June
3
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

WED
June
3
1:00 PM - 3:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

WED
June
3
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
June
3
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

THU
June
4

ERISA (Employee Retirement Income Security Act of 1974) created certain fiduciary liability exposures for benefit plans governed by ERISA.

Register
THU
June
4
8:00 AM - 11:07 AM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

THU
June
4
9:00 AM - 11:57 AM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

THU
June
4
1:00 PM - 3:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
June
5
8:00 AM - 10:56 AM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

FRI
June
5
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

FRI
June
5
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

FRI
June
5
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

FRI
June
5
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
June
5
2:00 PM - 5:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

FRI
June
5
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
June
8
10:00 AM - 10:59 AM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

MON
June
8
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
June
8
12:00 PM - 12:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

MON
June
8
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

MON
June
8
2:00 PM - 5:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

MON
June
8
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
June
8
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

TUE
June
9
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
June
9
11:00 AM - 1:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

TUE
June
9
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

TUE
June
9
2:00 PM - 2:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

WED
June
10
8:00 AM - 10:55 AM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
June
10
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

WED
June
10
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
June
10
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
June
10
1:00 PM - 1:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
June
10
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
June
10
2:00 PM - 3:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
June
10
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
June
10
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
June
11
8:00 AM - 9:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

THU
June
11
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
June
11
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
June
11
9:00 AM - 10:55 AM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
June
11
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

THU
June
11
12:00 PM - 2:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

THU
June
11
1:00 PM - 3:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

THU
June
11
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

THU
June
11
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

FRI
June
12
9:00 AM - 11:56 AM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

FRI
June
12
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

FRI
June
12
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

FRI
June
12
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
June
12
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

MON
June
15
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
June
15
11:00 AM - 1:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

MON
June
15
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
June
15
3:00 PM - 5:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

TUE
June
16

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.

Register
TUE
June
16

Vehicles, houses, garage space, swimming pools, scooters, and many other exposures stemming from the shared economy require special attention from an insurance standpoint

Register
TUE
June
16
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
June
16
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
June
16
10:00 AM - 12:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
June
16
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
June
16
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

TUE
June
16
12:00 PM - 2:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
June
16
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
June
16
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
June
16
4:00 PM - 5:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

WED
June
17
9:00 AM - 10:55 AM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

WED
June
17
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

WED
June
17
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

WED
June
17
9:00 AM - 11:56 AM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

WED
June
17
11:00 AM - 12:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

WED
June
17
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

WED
June
17
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

WED
June
17
3:00 PM - 6:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

WED
June
17
3:00 PM - 4:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

WED
June
17
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

THU
June
18
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
June
18
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

THU
June
18
1:00 PM - 1:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

THU
June
18
2:00 PM - 4:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

THU
June
18
3:00 PM - 5:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

THU
June
18
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

THU
June
18
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

FRI
June
19
10:00 AM - 1:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

FRI
June
19
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
June
22
10:00 AM - 12:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

MON
June
22
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
June
22
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

MON
June
22
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

MON
June
22
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

MON
June
22
4:00 PM - 7:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

MON
June
22
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
June
23

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions

Register
TUE
June
23
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

TUE
June
23
12:00 PM - 12:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

TUE
June
23
2:00 PM - 2:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

TUE
June
23
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

TUE
June
23
4:00 PM - 7:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

WED
June
24

Bad actors are finding more sophisticated ways to utilize their bad machines. The harm caused by a cyber-attack can destroy businesses big and small.

Register
WED
June
24
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
June
24
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
June
24
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

WED
June
24
1:00 PM - 3:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

WED
June
24
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

WED
June
24
4:00 PM - 4:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

THU
June
25
8:00 AM - 9:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

THU
June
25
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

THU
June
25
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
June
25
10:00 AM - 12:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

THU
June
25
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

THU
June
25
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
June
25
3:00 PM - 3:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

THU
June
25
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

FRI
June
26
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

FRI
June
26
10:00 AM - 11:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

FRI
June
26
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
June
26
11:00 AM - 12:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

FRI
June
26
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

FRI
June
26
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
June
26
2:00 PM - 4:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

FRI
June
26
3:00 PM - 5:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

MON
June
29
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

MON
June
29
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

MON
June
29
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
June
29
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

MON
June
29
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
June
30
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
June
30
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
June
30
11:00 AM - 1:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
June
30
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
June
30
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
June
30
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
July
1
8:00 AM - 10:07 AM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
July
1
9:00 AM - 11:58 AM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
July
1
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

WED
July
1
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
July
1
12:00 PM - 1:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
July
1
1:00 PM - 2:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

WED
July
1
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
July
1
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
July
1
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
July
2
9:00 AM - 9:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

THU
July
2
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

THU
July
2
10:00 AM - 11:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

THU
July
2
12:00 PM - 2:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

THU
July
2
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

THU
July
2
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
July
2
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

MON
July
6
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

MON
July
6
10:00 AM - 10:57 AM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

MON
July
6
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
July
6
3:00 PM - 5:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

MON
July
6
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
July
7
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

TUE
July
7
10:00 AM - 1:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

TUE
July
7
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
July
7
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
July
7
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
July
7
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

TUE
July
7
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
July
7
2:00 PM - 2:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

TUE
July
7
4:00 PM - 4:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

WED
July
8
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

WED
July
8
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

WED
July
8
10:00 AM - 11:08 AM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

WED
July
8
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
July
8
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

WED
July
8
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

WED
July
8
12:00 PM - 2:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

WED
July
8
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
July
8
2:00 PM - 4:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

WED
July
8
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

WED
July
8
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

THU
July
9
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

THU
July
9
9:00 AM - 12:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

THU
July
9
9:00 AM - 10:56 AM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

THU
July
9
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

THU
July
9
11:00 AM - 12:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

THU
July
9
11:00 AM - 1:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

THU
July
9
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

THU
July
9
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

THU
July
9
1:00 PM - 2:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

THU
July
9
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

FRI
July
10
8:00 AM - 10:56 AM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

FRI
July
10
9:00 AM - 11:56 AM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
July
10
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

FRI
July
10
3:00 PM - 3:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
July
10
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

MON
July
13
9:00 AM - 11:56 AM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

MON
July
13
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
July
13
12:00 PM - 3:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

MON
July
13
1:00 PM - 3:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

MON
July
13
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

TUE
July
14

Personal Lines markets continue to deteriorate. Agents and account managers are scrambling, carriers are changing course daily, and the insured often is left with reduced coverage and higher premiums.

Register
TUE
July
14
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

TUE
July
14
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

TUE
July
14
10:00 AM - 1:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

TUE
July
14
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
July
14
12:00 PM - 2:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

TUE
July
14
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

TUE
July
14
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

WED
July
15
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

WED
July
15
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
July
15
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

WED
July
15
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
July
16
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

THU
July
16
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
July
16
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

THU
July
16
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

THU
July
16
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

THU
July
16
1:00 PM - 3:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

THU
July
16
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

FRI
July
17
11:00 AM - 1:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

FRI
July
17
3:00 PM - 4:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

FRI
July
17
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
July
20
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

MON
July
20
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
July
20
10:00 AM - 12:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

MON
July
20
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

MON
July
20
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

MON
July
20
2:00 PM - 3:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

MON
July
20
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

MON
July
20
3:00 PM - 5:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

MON
July
20
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

MON
July
20
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
July
21
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

TUE
July
21
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

TUE
July
21
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
July
22
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

WED
July
22
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
July
22
11:00 AM - 11:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
July
22
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
July
22
12:00 PM - 1:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
July
22
2:00 PM - 4:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
July
22
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
July
22
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
July
23

This course begins with a discussion of what ethics is and different approaches to decision making. It addresses the ethical responsibilities of the insurance producer to prospects and clients, to insurance carriers and to third parties.

Register
THU
July
23

This course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, and what typically causes a claim, and then provides specific processes and procedures to follow in the agency’s daily operations to p

Register
THU
July
23
9:00 AM - 11:05 AM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

THU
July
23
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

THU
July
23
12:00 PM - 12:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

THU
July
23
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

THU
July
23
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

FRI
July
24
10:00 AM - 10:54 AM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

FRI
July
24
12:00 PM - 3:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

FRI
July
24
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

FRI
July
24
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
July
24
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

FRI
July
24
4:00 PM - 4:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

MON
July
27
8:00 AM - 10:07 AM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

MON
July
27
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

MON
July
27
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

MON
July
27
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

MON
July
27
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
July
27
12:00 PM - 1:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

MON
July
27
2:00 PM - 4:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

MON
July
27
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

MON
July
27
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

MON
July
27
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
July
28
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

TUE
July
28
11:00 AM - 2:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

TUE
July
28
11:00 AM - 12:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

TUE
July
28
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

TUE
July
28
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

TUE
July
28
1:00 PM - 2:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

TUE
July
28
1:00 PM - 3:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

TUE
July
28
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
July
28
3:00 PM - 4:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

TUE
July
28
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

TUE
July
28
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

WED
July
29
9:00 AM - 9:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

WED
July
29
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

WED
July
29
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
July
29
10:00 AM - 12:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

WED
July
29
11:00 AM - 1:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

WED
July
29
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
July
30

This course discusses several home and auto exposures that most everyone knows are there yet, for some reason, continue to cause coverage problems.

Register
THU
July
30
Register
THU
July
30
11:00 AM - 1:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

THU
July
30
2:00 PM - 5:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

THU
July
30
3:00 PM - 5:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

FRI
July
31
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

FRI
July
31
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
July
31
12:00 PM - 3:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

FRI
July
31
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

FRI
July
31
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

FRI
July
31
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
July
31
2:00 PM - 4:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

FRI
July
31
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
August
3
8:00 AM - 10:56 AM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

MON
August
3
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
August
3
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

MON
August
3
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
August
3
2:00 PM - 5:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

MON
August
3
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
August
3
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

MON
August
3
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

MON
August
3
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
August
4
8:00 AM - 11:07 AM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

TUE
August
4
9:00 AM - 11:57 AM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

TUE
August
4
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
August
4
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
August
4
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
August
4
1:00 PM - 3:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

TUE
August
4
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

WED
August
5

Bad actors are finding more sophisticated ways to utilize their bad machines. The harm caused by a cyber-attack can destroy businesses big and small.

Register
WED
August
5
11:00 AM - 11:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

WED
August
5
12:00 PM - 2:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

WED
August
5
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

WED
August
5
1:00 PM - 3:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

WED
August
5
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
August
5
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
August
5
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
August
6
9:00 AM - 10:54 AM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

THU
August
6
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

THU
August
6
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

THU
August
6
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

THU
August
6
1:00 PM - 4:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

THU
August
6
1:00 PM - 2:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

THU
August
6
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

THU
August
6
3:00 PM - 4:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

THU
August
6
3:00 PM - 5:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

THU
August
6
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
August
7
8:00 AM - 10:05 AM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

FRI
August
7
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

FRI
August
7
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

FRI
August
7
10:00 AM - 12:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

FRI
August
7
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

FRI
August
7
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

FRI
August
7
2:00 PM - 3:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

FRI
August
7
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

FRI
August
7
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
August
10
8:00 AM - 9:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

MON
August
10
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

MON
August
10
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

MON
August
10
9:00 AM - 10:55 AM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

MON
August
10
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
August
10
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

MON
August
10
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

MON
August
10
12:00 PM - 2:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

MON
August
10
1:00 PM - 3:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

MON
August
10
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
August
10
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

TUE
August
11
8:00 AM - 10:55 AM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

TUE
August
11
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

TUE
August
11
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

TUE
August
11
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

TUE
August
11
1:00 PM - 1:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

TUE
August
11
2:00 PM - 3:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

TUE
August
11
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
August
12
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
August
12
11:00 AM - 1:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

WED
August
12
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

WED
August
12
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
August
12
2:00 PM - 2:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

WED
August
12
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

THU
August
13
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

THU
August
13
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

FRI
August
14
9:00 AM - 11:56 AM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

FRI
August
14
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
August
14
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

FRI
August
14
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

FRI
August
14
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

MON
August
17

Join the Young Agents Council for the 2026 Bruce W. Hill Memorial YAC Golf Outing on August 17 at Pine Barrens Golf Club in Jackson, NJ. Registration starts at 10:30 am, beginning with a lunch. A shotgun start will take place at noon, and ...

Register
MON
August
17
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
August
17
10:00 AM - 10:59 AM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

MON
August
17
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
August
17
12:00 PM - 12:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

MON
August
17
2:00 PM - 5:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

TUE
August
18

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.

Register
TUE
August
18
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

TUE
August
18
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

TUE
August
18
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
August
18
10:00 AM - 12:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

TUE
August
18
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

TUE
August
18
4:00 PM - 7:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

TUE
August
18
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

WED
August
19
10:00 AM - 1:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

WED
August
19
11:00 AM - 1:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

WED
August
19
3:00 PM - 5:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

THU
August
20

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions

Register
THU
August
20
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
August
20
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
August
20
1:00 PM - 1:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

THU
August
20
2:00 PM - 4:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

THU
August
20
2:00 PM - 4:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

THU
August
20
3:00 PM - 5:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

THU
August
20
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

FRI
August
21
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

FRI
August
21
9:00 AM - 10:55 AM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

FRI
August
21
9:00 AM - 11:56 AM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

FRI
August
21
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
August
21
11:00 AM - 12:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

FRI
August
21
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

FRI
August
21
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

FRI
August
21
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

FRI
August
21
3:00 PM - 6:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

FRI
August
21
3:00 PM - 4:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

FRI
August
21
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
August
24
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

MON
August
24
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
August
24
10:00 AM - 12:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

MON
August
24
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

MON
August
24
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

MON
August
24
12:00 PM - 2:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

MON
August
24
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

MON
August
24
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

MON
August
24
4:00 PM - 5:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

TUE
August
25
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

TUE
August
25
10:00 AM - 11:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

TUE
August
25
11:00 AM - 12:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

TUE
August
25
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

TUE
August
25
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

TUE
August
25
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
August
25
2:00 PM - 4:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

TUE
August
25
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

TUE
August
25
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

TUE
August
25
3:00 PM - 5:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
August
26
8:00 AM - 9:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
August
26
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
August
26
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
August
26
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
August
26
10:00 AM - 12:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
August
26
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

WED
August
26
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
August
26
3:00 PM - 3:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
August
26
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

THU
August
27
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

THU
August
27
1:00 PM - 3:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

THU
August
27
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
August
27
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

THU
August
27
4:00 PM - 4:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

FRI
August
28
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

FRI
August
28
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
August
28
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

FRI
August
28
12:00 PM - 12:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

FRI
August
28
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
August
28
2:00 PM - 2:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

FRI
August
28
4:00 PM - 7:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

MON
August
31
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

MON
August
31
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

MON
August
31
11:00 AM - 1:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

MON
August
31
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

MON
August
31
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

MON
August
31
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
September
1

This course examines the coverage provided by three types of property insurance policies: commercial property policies, builder's risk policies, and contractors’ equipment policies.

Register
TUE
September
1
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

TUE
September
1
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
September
1
10:00 AM - 11:08 AM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

TUE
September
1
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
September
1
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
September
1
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
September
1
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
September
1
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
September
1
12:00 PM - 2:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
September
1
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
September
1
2:00 PM - 4:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
September
1
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
September
1
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

WED
September
2
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

WED
September
2
9:00 AM - 12:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

WED
September
2
9:00 AM - 10:56 AM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

WED
September
2
11:00 AM - 12:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

WED
September
2
11:00 AM - 1:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

WED
September
2
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

WED
September
2
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

WED
September
2
1:00 PM - 2:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

WED
September
2
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
September
2
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
September
2
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

WED
September
2
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

THU
September
3

This course begins with a discussion of what ethics is and different approaches to decision making. It addresses the ethical responsibilities of the insurance producer to prospects and clients, to insurance carriers and to third parties.

Register
THU
September
3

This course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, and what typically causes a claim, and then provides specific processes and procedures to follow in the agency’s daily operations to

Register
THU
September
3
8:00 AM - 10:56 AM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

THU
September
3
9:00 AM - 11:56 AM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

THU
September
3
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

THU
September
3
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

THU
September
3
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
September
3
3:00 PM - 3:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
September
4
9:00 AM - 11:56 AM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
September
4
12:00 PM - 3:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

FRI
September
4
1:00 PM - 3:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

TUE
September
8
10:00 AM - 1:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

TUE
September
8
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

TUE
September
8
12:00 PM - 2:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

TUE
September
8
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

TUE
September
8
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

TUE
September
8
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
September
8
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

TUE
September
8
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
September
9
10:00 AM - 1:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

WED
September
9
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
September
9
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

WED
September
9
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
September
9
2:00 PM - 2:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

WED
September
9
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

WED
September
9
4:00 PM - 4:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

THU
September
10
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

THU
September
10
10:00 AM - 10:57 AM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

THU
September
10
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

THU
September
10
3:00 PM - 5:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

FRI
September
11
9:00 AM - 9:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

FRI
September
11
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

FRI
September
11
10:00 AM - 11:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

FRI
September
11
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

FRI
September
11
12:00 PM - 2:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

FRI
September
11
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

FRI
September
11
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

MON
September
14
8:00 AM - 10:07 AM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

MON
September
14
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

MON
September
14
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

MON
September
14
9:00 AM - 11:58 AM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

MON
September
14
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
September
14
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

MON
September
14
12:00 PM - 1:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

MON
September
14
1:00 PM - 2:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

MON
September
14
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
September
14
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

MON
September
14
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

TUE
September
15

Personal Lines markets continue to deteriorate. Agents and account managers are scrambling, carriers are changing course daily, and the insured often is left with reduced coverage and higher premiums.

Register
TUE
September
15
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
September
15
1:00 PM - 3:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
September
15
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

TUE
September
15
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
September
15
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

WED
September
16
8:00 AM - 10:07 AM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

WED
September
16
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

WED
September
16
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

WED
September
16
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

WED
September
16
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

WED
September
16
12:00 PM - 1:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

WED
September
16
2:00 PM - 4:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

WED
September
16
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

WED
September
16
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

THU
September
17
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

THU
September
17
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

THU
September
17
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
September
17
11:00 AM - 2:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

THU
September
17
11:00 AM - 12:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

THU
September
17
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

THU
September
17
1:00 PM - 2:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

THU
September
17
1:00 PM - 3:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

THU
September
17
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

THU
September
17
3:00 PM - 4:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

THU
September
17
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

THU
September
17
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
September
18
9:00 AM - 9:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
September
18
10:00 AM - 12:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

FRI
September
18
11:00 AM - 1:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
September
18
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

FRI
September
18
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

FRI
September
18
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

MON
September
21
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
September
21
2:00 PM - 5:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

TUE
September
22
11:00 AM - 1:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

TUE
September
22
3:00 PM - 5:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

WED
September
23
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
September
23
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
September
23
12:00 PM - 3:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

WED
September
23
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

WED
September
23
2:00 PM - 4:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

WED
September
23
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

WED
September
23
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

WED
September
23
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

THU
September
24
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

THU
September
24
10:00 AM - 10:54 AM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

THU
September
24
12:00 PM - 3:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

THU
September
24
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
September
24
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

THU
September
24
4:00 PM - 4:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

FRI
September
25
9:00 AM - 11:05 AM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

FRI
September
25
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
September
25
12:00 PM - 12:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

FRI
September
25
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

FRI
September
25
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
September
25
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

MON
September
28
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

MON
September
28
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

MON
September
28
11:00 AM - 11:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

MON
September
28
12:00 PM - 1:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

MON
September
28
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

MON
September
28
2:00 PM - 4:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

MON
September
28
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

MON
September
28
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
September
29
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

TUE
September
29
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

TUE
September
29
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
September
29
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

TUE
September
29
3:00 PM - 5:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
September
29
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

WED
September
30

Ride-sharing, drones, home rental, furnished autos, remote work and other issues testing common personal lines policies are reviewed in this course. Agents who attend will learn the depth of exposures and the best practices of how to address them with insu

Register
WED
September
30
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
September
30
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

WED
September
30
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

WED
September
30
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
September
30
10:00 AM - 12:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
September
30
11:00 AM - 1:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
September
30
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

WED
September
30
2:00 PM - 3:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
September
30
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

WED
September
30
3:00 PM - 4:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

WED
September
30
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

THU
October
1

Understanding the legal liability exposures faced by directors and officers can be daunting. This course addresses the common law and statutory exposures

Register
THU
October
1

Vehicles, houses, garage space, swimming pools, scooters, and many other exposures stemming from the shared economy require special attention from an insurance standpoint

Register
THU
October
1
8:00 AM - 9:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

THU
October
1
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

THU
October
1
9:00 AM - 10:55 AM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
October
1
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

THU
October
1
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

THU
October
1
12:00 PM - 2:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

THU
October
1
1:00 PM - 3:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

THU
October
1
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
October
1
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

FRI
October
2
8:00 AM - 10:55 AM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

FRI
October
2
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

FRI
October
2
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

FRI
October
2
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

FRI
October
2
1:00 PM - 1:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

FRI
October
2
2:00 PM - 3:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

FRI
October
2
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

MON
October
5
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

MON
October
5
11:00 AM - 1:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

MON
October
5
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
October
5
2:00 PM - 2:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

MON
October
5
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
October
6
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

TUE
October
6
10:00 AM - 10:59 AM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

TUE
October
6
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
October
6
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
October
6
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
October
6
12:00 PM - 12:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

TUE
October
6
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

TUE
October
6
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
October
6
2:00 PM - 5:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

WED
October
7
8:00 AM - 10:56 AM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

WED
October
7
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

WED
October
7
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

WED
October
7
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

WED
October
7
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
October
7
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
October
7
2:00 PM - 5:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

WED
October
7
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
October
7
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

THU
October
8
8:00 AM - 11:07 AM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

THU
October
8
9:00 AM - 11:57 AM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

THU
October
8
1:00 PM - 3:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

FRI
October
9
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

FRI
October
9
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

FRI
October
9
11:00 AM - 11:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
October
9
12:00 PM - 2:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

FRI
October
9
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

MON
October
12
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

MON
October
12
9:00 AM - 10:54 AM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
October
12
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

MON
October
12
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
October
12
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

MON
October
12
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

MON
October
12
1:00 PM - 2:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

MON
October
12
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
October
12
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

MON
October
12
3:00 PM - 4:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

TUE
October
13
8:00 AM - 10:05 AM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
October
13
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
October
13
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
October
13
10:00 AM - 12:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
October
13
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
October
13
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
October
13
2:00 PM - 3:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

TUE
October
13
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
October
13
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

WED
October
14

The marketplace is constantly changing due to the impact of emerging trends and current events. Our role as insurance professionals also evolves as we assist our clients in providing their insurance and risk management programs.

Register
WED
October
14
9:00 AM - 11:56 AM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

WED
October
14
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

WED
October
14
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
October
14
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
October
14
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

WED
October
14
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

WED
October
14
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

THU
October
15
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
October
15
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

THU
October
15
1:00 PM - 4:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

THU
October
15
3:00 PM - 5:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

THU
October
15
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

FRI
October
16
1:00 PM - 3:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
October
16
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
October
19
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

MON
October
19
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

MON
October
19
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
October
19
10:00 AM - 11:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

MON
October
19
11:00 AM - 12:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

MON
October
19
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

MON
October
19
2:00 PM - 4:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

MON
October
19
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

MON
October
19
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

MON
October
19
3:00 PM - 5:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

TUE
October
20

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.

Register
TUE
October
20
8:00 AM - 9:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

TUE
October
20
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

TUE
October
20
10:00 AM - 12:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

TUE
October
20
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

TUE
October
20
3:00 PM - 3:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

TUE
October
20
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

TUE
October
20
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
October
21
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

WED
October
21
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

WED
October
21
1:00 PM - 3:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

WED
October
21
4:00 PM - 4:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

THU
October
22
12:00 PM - 12:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

THU
October
22
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

THU
October
22
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
October
22
2:00 PM - 2:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

THU
October
22
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

THU
October
22
4:00 PM - 7:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

FRI
October
23
10:00 AM - 12:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

FRI
October
23
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

FRI
October
23
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

FRI
October
23
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

FRI
October
23
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
October
23
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
October
23
4:00 PM - 7:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

FRI
October
23
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
October
26
10:00 AM - 1:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

MON
October
26
11:00 AM - 1:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

MON
October
26
3:00 PM - 5:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

MON
October
26
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
October
27
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

TUE
October
27
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

TUE
October
27
1:00 PM - 1:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

TUE
October
27
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
October
27
2:00 PM - 4:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

TUE
October
27
3:00 PM - 5:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

WED
October
28
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

WED
October
28
9:00 AM - 10:55 AM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

WED
October
28
9:00 AM - 11:56 AM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

WED
October
28
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
October
28
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
October
28
11:00 AM - 12:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

WED
October
28
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

WED
October
28
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

WED
October
28
3:00 PM - 4:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

WED
October
28
3:00 PM - 6:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

WED
October
28
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

WED
October
28
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

THU
October
29

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions.

Register
THU
October
29
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

THU
October
29
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

THU
October
29
10:00 AM - 12:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

THU
October
29
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

THU
October
29
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

THU
October
29
12:00 PM - 2:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

THU
October
29
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

THU
October
29
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

THU
October
29
4:00 PM - 5:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

FRI
October
30
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
October
30
11:00 AM - 1:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

FRI
October
30
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

FRI
October
30
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

FRI
October
30
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
October
30
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

MON
November
2

Bad actors are finding more sophisticated ways to utilize their bad machines. The harm caused by a cyber-attack can destroy businesses big and small.

Register
MON
November
2
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

MON
November
2
10:00 AM - 1:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

MON
November
2
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
November
2
2:00 PM - 2:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

MON
November
2
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

MON
November
2
4:00 PM - 4:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

TUE
November
3

Personal Lines markets continue to deteriorate. Agents and account managers are scrambling, carriers are changing course daily, and the insured often is left with reduced coverage and higher premiums.

Register
TUE
November
3

Ride-sharing, drones, home rental, furnished autos, remote work and other issues testing common personal lines policies are reviewed in this course. Agents who attend will learn the depth of exposures and the best practices of how to address them with insu

Register
TUE
November
3
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
November
3
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
November
3
10:00 AM - 10:57 AM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

TUE
November
3
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
November
3
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
November
3
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
November
3
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
November
3
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
November
3
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
November
3
3:00 PM - 5:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

TUE
November
3
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

TUE
November
3
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
November
4
9:00 AM - 9:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
November
4
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

WED
November
4
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

WED
November
4
10:00 AM - 11:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
November
4
12:00 PM - 2:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
November
4
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

WED
November
4
1:00 PM - 3:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

WED
November
4
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
November
4
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
November
4
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

THU
November
5

This course discusses several home and auto exposures that most everyone knows are there yet, for some reason, continue to cause coverage problems.

Register
THU
November
5
8:00 AM - 10:07 AM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

THU
November
5
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

THU
November
5
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

THU
November
5
9:00 AM - 11:58 AM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

THU
November
5
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

THU
November
5
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

THU
November
5
12:00 PM - 1:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

THU
November
5
1:00 PM - 2:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
November
5
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

FRI
November
6
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

FRI
November
6
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

FRI
November
6
10:00 AM - 11:08 AM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

FRI
November
6
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

FRI
November
6
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

FRI
November
6
12:00 PM - 2:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

FRI
November
6
2:00 PM - 4:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

FRI
November
6
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

FRI
November
6
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
November
9
9:00 AM - 10:56 AM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

MON
November
9
9:00 AM - 12:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

MON
November
9
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

MON
November
9
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

MON
November
9
11:00 AM - 12:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

MON
November
9
11:00 AM - 1:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

MON
November
9
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
November
9
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

MON
November
9
1:00 PM - 2:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
November
9
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

MON
November
9
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

MON
November
9
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

TUE
November
10

CRIS Part 5 - Workers Compensation for Contractors — This course begins with an introduction to workers compensation, including who is covered and under what circumstances and the various parts of the policy are explained in detail.

Register
TUE
November
10
8:00 AM - 10:56 AM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

TUE
November
10
9:00 AM - 11:56 AM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

TUE
November
10
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

TUE
November
10
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

TUE
November
10
3:00 PM - 3:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

TUE
November
10
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

WED
November
11
9:00 AM - 11:56 AM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

WED
November
11
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
November
11
12:00 PM - 3:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

WED
November
11
1:00 PM - 3:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

WED
November
11
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

THU
November
12

9:00 AM - 12:00 PM LIVE WEBINAR PRESENTED BY STEVE LYON This course is eligible for the 10% Swiss Re/Allianz premium discount! This course is oriented towards agency staff and begins with general comments to make them ...

Register
THU
November
12
10:00 AM - 1:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

THU
November
12
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

THU
November
12
12:00 PM - 2:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

THU
November
12
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

THU
November
12
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

THU
November
12
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

THU
November
12
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

FRI
November
13
9:00 AM - 12:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

FRI
November
13
10:00 AM - 1:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

FRI
November
13
12:00 PM - 12:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

FRI
November
13
12:00 PM - 1:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

FRI
November
13
3:00 PM - 5:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

MON
November
16
9:00 AM - 11:05 AM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

MON
November
16
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
November
16
9:00 AM - 11:55 AM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

MON
November
16
12:00 PM - 12:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

MON
November
16
4:00 PM - 5:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
November
17
10:00 AM - 11:45 AM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

TUE
November
17
10:00 AM - 10:54 AM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

TUE
November
17
12:00 PM - 3:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

TUE
November
17
12:00 PM - 3:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

TUE
November
17
4:00 PM - 4:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

WED
November
18
9:00 AM - 11:57 AM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

WED
November
18
10:00 AM - 12:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
November
18
11:00 AM - 1:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

WED
November
18
12:00 PM - 1:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
November
18
12:00 PM - 2:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
November
18
2:00 PM - 3:08 PM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
November
18
3:00 PM - 4:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

WED
November
18
3:00 PM - 5:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

WED
November
18
3:00 PM - 4:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

THU
November
19
9:00 AM - 12:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

THU
November
19
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
November
19
11:00 AM - 11:59 AM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

THU
November
19
12:00 PM - 1:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

THU
November
19
12:00 PM - 2:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

THU
November
19
12:00 PM - 1:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

THU
November
19
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

THU
November
19
2:00 PM - 4:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

THU
November
19
3:00 PM - 4:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

THU
November
19
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

FRI
November
20
9:00 AM - 10:56 AM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

FRI
November
20
9:00 AM - 10:39 AM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
November
20
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

FRI
November
20
11:00 AM - 12:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

FRI
November
20
11:00 AM - 2:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

FRI
November
20
12:00 PM - 2:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

FRI
November
20
12:00 PM - 2:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

FRI
November
20
1:00 PM - 2:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

FRI
November
20
1:00 PM - 3:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

FRI
November
20
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

FRI
November
20
3:00 PM - 3:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

FRI
November
20
3:00 PM - 4:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

FRI
November
20
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

MON
November
23
8:00 AM - 10:07 AM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

MON
November
23
9:00 AM - 11:04 AM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

MON
November
23
9:00 AM - 11:58 AM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
November
23
12:00 PM - 1:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

MON
November
23
12:00 PM - 2:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

MON
November
23
12:00 PM - 1:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

MON
November
23
2:00 PM - 4:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

MON
November
23
3:00 PM - 4:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

MON
November
23
3:00 PM - 5:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

TUE
November
24
11:00 AM - 1:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

TUE
November
24
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
November
24
2:00 PM - 5:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

TUE
November
24
3:00 PM - 5:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

WED
November
25
9:00 AM - 9:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

WED
November
25
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
November
25
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
November
25
9:00 AM - 10:46 AM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

WED
November
25
10:00 AM - 12:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

WED
November
25
10:00 AM - 1:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

WED
November
25
11:00 AM - 1:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

WED
November
25
3:00 PM - 4:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

MON
November
30
9:00 AM - 9:57 AM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

MON
November
30
9:00 AM - 11:01 AM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

MON
November
30
10:00 AM - 12:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

MON
November
30
12:00 PM - 3:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

MON
November
30
1:00 PM - 4:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

MON
November
30
2:00 PM - 4:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

MON
November
30
4:00 PM - 6:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

MON
November
30
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
December
1
8:00 AM - 10:56 AM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

TUE
December
1
10:00 AM - 12:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

TUE
December
1
10:00 AM - 12:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

TUE
December
1
11:00 AM - 1:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

TUE
December
1
11:00 AM - 2:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

TUE
December
1
12:00 PM - 2:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

TUE
December
1
12:00 PM - 12:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

TUE
December
1
1:00 PM - 3:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

TUE
December
1
1:00 PM - 3:58 PM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

TUE
December
1
2:00 PM - 5:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

TUE
December
1
4:00 PM - 7:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
December
2
8:00 AM - 11:07 AM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

WED
December
2
9:00 AM - 11:57 AM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

WED
December
2
1:00 PM - 3:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

WED
December
2
1:00 PM - 3:57 PM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

WED
December
2
2:00 PM - 3:58 PM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

THU
December
3

This course is designed to give a moderately experienced insurance person a detailed look at the key provisions contained within a corporate directors and officers

Register
THU
December
3
9:00 AM - 11:56 AM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

THU
December
3
9:00 AM - 10:54 AM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

THU
December
3
11:00 AM - 11:57 AM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

THU
December
3
12:00 PM - 2:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

THU
December
3
12:00 PM - 1:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

THU
December
3
1:00 PM - 3:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
December
4
9:00 AM - 9:58 AM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

FRI
December
4
9:00 AM - 10:54 AM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

FRI
December
4
12:00 PM - 1:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

FRI
December
4
12:00 PM - 1:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

FRI
December
4
1:00 PM - 2:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

FRI
December
4
1:00 PM - 4:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

FRI
December
4
3:00 PM - 4:55 PM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

FRI
December
4
3:00 PM - 5:05 PM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

FRI
December
4
3:00 PM - 5:00 PM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

FRI
December
4
3:00 PM - 5:56 PM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

MON
December
7
8:00 AM - 10:05 AM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

MON
December
7
9:00 AM - 10:55 AM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

MON
December
7
9:00 AM - 11:59 AM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

MON
December
7
10:00 AM - 12:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

MON
December
7
12:00 PM - 2:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

MON
December
7
12:00 PM - 2:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

MON
December
7
1:00 PM - 2:57 PM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

MON
December
7
2:00 PM - 3:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

MON
December
7
3:00 PM - 4:08 PM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

MON
December
7
3:00 PM - 5:59 PM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
December
8

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions.

Register
TUE
December
8
8:00 AM - 9:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

TUE
December
8
9:00 AM - 10:56 AM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

TUE
December
8
9:00 AM - 11:59 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

TUE
December
8
12:00 PM - 2:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

TUE
December
8
12:00 PM - 3:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
December
8
12:00 PM - 2:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

TUE
December
8
1:00 PM - 4:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

TUE
December
8
3:00 PM - 4:56 PM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

TUE
December
8
3:00 PM - 5:57 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

TUE
December
8
3:00 PM - 3:56 PM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
December
8
3:00 PM - 4:47 PM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

WED
December
9
8:00 AM - 10:55 AM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

WED
December
9
9:00 AM - 10:59 AM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

WED
December
9
10:00 AM - 12:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
December
9
12:00 PM - 3:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

WED
December
9
1:00 PM - 1:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

WED
December
9
1:00 PM - 3:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

WED
December
9
2:00 PM - 3:00 PM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

WED
December
9
3:00 PM - 5:16 PM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

WED
December
9
3:00 PM - 4:57 PM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

THU
December
10
10:00 AM - 11:48 AM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

THU
December
10
11:00 AM - 1:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

THU
December
10
12:00 PM - 2:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

THU
December
10
2:00 PM - 2:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

FRI
December
11
10:00 AM - 10:59 AM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

FRI
December
11
12:00 PM - 12:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

FRI
December
11
1:00 PM - 2:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

FRI
December
11
2:00 PM - 5:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

FRI
December
11
3:00 PM - 6:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

MON
December
14
9:00 AM - 10:55 AM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

MON
December
14
11:00 AM - 11:58 AM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

MON
December
14
12:00 PM - 3:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

MON
December
14
1:00 PM - 3:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

MON
December
14
2:00 PM - 3:42 PM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

TUE
December
15

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.

Register
TUE
December
15
9:00 AM - 9:56 AM

Prepare for the future of talent acquisition with our course on Hiring Projections in the Insurance Industry for 2025. Explore industry trends, workforce demographics, and emerging challenges to anticipate staffing needs and stay ahead of the ...

TUE
December
15
9:00 AM - 10:47 AM

The media is littered with reports of data breaches, hacking, ransomware attacks, business email compromises, etc.  One cyber event can result in millions of dollars in damages from business interruption, data recovery, property damage, statutory ...

TUE
December
15
11:00 AM - 1:56 PM

This course will examine how the Commercial Property policy responds to a claim using real-life claims scenarios. We will also review "what went wrong" in some situations and how to be sure your insureds are properly covered.  Click here to register

TUE
December
15
3:00 PM - 6:02 PM

This course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...

TUE
December
15
4:00 PM - 7:00 PM

The purpose of the course is to discuss commercial property coverage gaps that can be handled by endorsements or separate coverage. Failure to address these exposures can leave the insured without coverage and increase the chance of an E&O suit ...

WED
December
16
10:00 AM - 12:56 PM

This seminar is in three parts.  The first addresses the corporate law principles that govern the standard of care for directors and officers.  Simply put, what is the nature of the underlying liability that we are seeking to insure?  After this, the ...

WED
December
16
10:00 AM - 1:00 PM

This course consists of 18 personal auto claims and coverage scenarios. Using the ISO PP 00 01 09 18 Personal Auto Policy, students will review the policy provisions to determine if the loss or situation is covered. There will also be a discussion of ...

WED
December
16
1:00 PM - 3:59 PM

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss ...

WED
December
16
3:00 PM - 5:01 PM

Upon completing this course, participants will understand the trends surrounding the frequency and severity of natural disasters and how the trend is affecting the personal and commercial insurance markets. We review historical data enabling the agent ...

WED
December
16
3:00 PM - 3:57 PM

In an increasingly unpredictable world, the risk of workplace violence presents significant concerns for businesses and their insurers. This comprehensive course is designed specifically for insurance agents who play a crucial role in helping clients ...

WED
December
16
4:00 PM - 7:36 PM

Dream of leading your own insurance agency? Whether you're a dedicated employee with aspirations of stepping up or a next-generation family member aiming to continue a legacy, this session is tailor-made for you. Explore the complexities and ...

WED
December
16
4:00 PM - 6:58 PM

This course deals with the ISO CGL as it applies to contractors. Included in the discussion will be a discussion of the insurance and non-insurance remedies for the coverage gaps. Emphasis will be on increased awareness, loss reduction, and increased ...

THU
December
17
9:00 AM - 11:57 AM

Discover impactful ways to help your prospects and clients understand and evaluate their flood risk to help them make an informed decision on the need for flood insurance. Understand the options for insuring flood and what coverage differences exist ...

THU
December
17
10:00 AM - 1:07 PM

Professional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession.  Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice.  Dr. Robert ...

THU
December
17
11:00 AM - 1:57 PM

Flooding remains one of the most costly and widespread risks in the U.S., making it critical for insurance professionals to fully understand the National Flood Insurance Program (NFIP). This course provides a comprehensive overview of the Flood ...

THU
December
17
3:00 PM - 5:56 PM

Every organization has a culture, whether you realize it or not.  The question then becomes, does your team recognize, understand, and support a developed culture.  We will discuss the approaches to ethical decision making and how agency culture ...

THU
December
17
3:00 PM - 5:00 PM

After 30 years in the insurance business, you're bound to collect some unbelievable stories, and this session delivers them all. Join us for a fast-paced, entertaining look at actual (and truly strange) claims that prove insurance is never as ...

FRI
December
18
12:00 PM - 1:54 PM

This course is divided into two sections: tangible and intangible. The former discusses the global nature of supply chain dependency and its relevance to small businesses. The latter discusses an insured’s almost absolute dependence on internet and ...

FRI
December
18
1:00 PM - 1:57 PM

This course is designed to educate insurance industry professionals on the Errors and Omissions exposures they face in various areas of public-facing marketing. This course will cover Standard of Care laws in all states and how special relationships ...

FRI
December
18
2:00 PM - 4:56 PM

Business Income is one of the most needed, yet most undersold, policies. Why? Because most agents are afraid it. This course will take the mystery out of Business Income coverage so that attendees feel comfortable with choosing the policy form and ...

FRI
December
18
3:00 PM - 5:56 PM

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by ...

FRI
December
18
3:00 PM - 6:15 PM

This three-hour continuing education course provides a detailed and practical review of ISO Commercial Crime Coverage Forms, focusing on what they cover-and just as importantly-what they do not. Crime insurance is often misunderstood by both insurance ...

FRI
December
18
3:00 PM - 4:46 PM

This session reviews several exposures associated with various recreational vehicles and watercraft. The course will review common ISO policy language that addresses exposures, and the options agents may have to close the gaps. Click here to register

MON
December
21
9:00 AM - 10:55 AM

U.S. agriculture and rural life underwent a tremendous transformation in the 20th century. Up to and including the early 20th century, agriculture was incredibly labor intensive. It took place on many small, diversified farms in rural areas and its ...

MON
December
21
9:00 AM - 11:00 AM

Before any claim is paid, status as an "insured" must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is "no" there is no need to go any further. If "insured" status does not exist, neither does ...

MON
December
21
9:00 AM - 11:05 AM

Contractual risk transfer is an important method for managing risk. Proper contractual risk transfer effectively transfers the risk of loss and the cost associated with such risk to the party closest to and best able to control the loss. Additionally, ...

MON
December
21
9:00 AM - 11:56 AM

This course will review and discuss some of the common principles, definitions and concepts regarding surplus lines insurance.  Click here to register

MON
December
21
9:00 AM - 11:58 AM

This three-hour continuing education course examines complex and frequently misunderstood personal lines insurance claims involving Personal Auto and Homeowners policies. Through policy language analysis and practical claim scenarios, participants ...

MON
December
21
11:00 AM - 12:54 PM

According to a 2023 U.S. Department of Agriculture (USDA) study, average farm size in the U.S. is 464 acres. The vast majority of these farms are owned and controlled by individuals and families. As such, farm insurance needs are more consistently ...

MON
December
21
12:00 PM - 12:58 PM

This hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...

MON
December
21
3:00 PM - 4:56 PM

Let's be clear & this is only a SMALL sampling of simple underwriting and exposure questions agents and underwriters fail to ask! There are dozens more simple, common-sense questions that are often skipped - why remains a mystery. In this session ...

MON
December
21
3:00 PM - 4:56 PM

Property and liability forms available for the agribusiness client are risk finance tools, typically developed for the ‘average’ risk in this industry. As insurance professionals, we understand that very few of the clients with whom we work are ...

MON
December
21
3:00 PM - 6:01 PM

How much do we really know about the coverages provides by the standard ISO Homeowners policy? This course will look at a wide variety of scenarios faced by the typical homeowner and discuss how, if at all, the Homeowners policy would respond. Topics ...

MON
December
21
3:00 PM - 4:39 PM

Join Rick for this fast-paced session as he examines the state of cyber coverage and the cyber market. He will begin with a brief review of how the entire field began and how industry forms developed to respond to the risk. Turning to where the market ...

TUE
December
22
9:00 AM - 11:59 AM

Few insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...

TUE
December
22
9:00 AM - 10:08 AM

This seminar begins with a “big picture” look at Artificial Intelligence.  Many view AI as a precursor to a doomsday scenario, which is why the introductory section contains a reference to The Terminator movie franchise and Skynet becoming self-aware. ...

TUE
December
22
10:00 AM - 12:05 PM

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...

TUE
December
22
12:00 PM - 1:55 PM

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...

TUE
December
22
12:00 PM - 2:59 PM

Certificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...

TUE
December
22
12:00 PM - 2:07 PM

This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis.  The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...

TUE
December
22
3:00 PM - 5:04 PM

This two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment.  Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...

TUE
December
22
3:00 PM - 5:58 PM

Private Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...

TUE
December
22
4:00 PM - 5:08 PM

In the complex and dynamic world of insurance, ethical leadership is crucial for fostering trust and ensuring long-term success. From the Playground to the Boardroom: Foundations of Empowering Trust and Ethical Leadership is designed to equip ...

WED
December
23
9:00 AM - 10:56 AM

This course will review the types of Additional Insureds and why an entity would request AI status. It will also examine problems associated with additional insureds, coverage triggers and several AI endorsements and when to use them.  Click here to ...

WED
December
23
9:00 AM - 11:57 AM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...

WED
December
23
9:00 AM - 10:57 AM

This two-hour continuing education course provides insurance producers with a comprehensive understanding of Builders Risk and Contractors Equipment coverages. Participants will learn when and how these coverages apply, how underwriting and valuation ...

WED
December
23
10:00 AM - 11:08 AM

This seminar is a fast-paced review of current events, trends, and issues of interest to insurance producers. The session begins with a quick update on federal insurance-related developments and then turns to a review of two important national cases ...

WED
December
23
11:00 AM - 12:55 PM

This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief ...

WED
December
23
12:00 PM - 1:56 PM

This course will discuss the need for agencies to set Agency Coverage Standards in order to provide better coverage for their clients and provide some E&O protection for the agency.  Click here to register

WED
December
23
12:00 PM - 2:59 PM

This class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...

WED
December
23
2:00 PM - 4:07 PM

This presentation is a fast-paced and wide-ranging examination of issues connected to naming insureds correctly on insurance policies - a seemingly simple matter that has deep implications. The seminar is divided into two parts. The first is the ...

WED
December
23
3:00 PM - 5:57 PM

Commercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...

WED
December
23
3:00 PM - 5:58 PM

The main reason an insurance agency fails is due to lack of planning. But planning isn't just the responsibility of agency owners - the entire agency should be involved. This course will examine how to implement the planning process and how to avoid ...

MON
December
28
8:00 AM - 9:00 AM

This one-hour seminar is a fast-paced review of current cases (all six being decided in the 2020’s) that impact producers.  In each instance, the factual background of the case, the relevant issue, and the court’s decision are discussed.  Following ...

MON
December
28
9:00 AM - 10:57 AM

There are three(3) big questions in determining liability coverage under the Business Auto Policy? 1: Is the auto a covered auto? 2: Is the person or entity involved an insured? 3: Do any exclusions/limitations apply? This seminar will examine ...

MON
December
28
9:00 AM - 11:16 AM

"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...

MON
December
28
10:00 AM - 12:55 PM

For over 50 years the National Flood Insurance Program (NFIP) has played a key role in helping Americans protect the lives they’ve built from floods. The program is a critical and dependable resource for homeowners and businesses nationwide. It plays ...

MON
December
28
12:00 PM - 1:59 PM

There are many different ways that commercial property can be valued under the Building and Personal Property Coverage form. While Actual Cash Value and Replacement Cost are the most common, they may not always be the best choice for the insured. This ...

MON
December
28
3:00 PM - 3:59 PM

Certificates of insurance have become much more than a “snapshot” of insurance coverage.  They have become very complex forms with many requirements arising out of client contracts.  They have also become a source of E&O claims for insurance ...

MON
December
28
3:00 PM - 6:05 PM

This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.  ...

MON
December
28
5:00 PM - 7:30 PM

This course provides an overview of Management Liability coverages, focusing on Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Employee Benefits Liability. Although these are distinct coverages, they share a ...

TUE
December
29
1:00 PM - 2:48 PM

This presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program.  Click here to register

TUE
December
29
1:00 PM - 3:05 PM

This course is designed to challenge insurance agency personnel to identify how ethics plays a role in their business lives and how to approach decision-making with ethical intent.   Click here to register

TUE
December
29
1:00 PM - 1:58 PM

This powerful session examines the tragic Schoharie limousine accident through the lens of insurance and claims handling. Attendees will explore the sequence of events, the insurance coverages involved, and the steps taken during the claim ...

TUE
December
29
2:00 PM - 5:04 PM

This comprehensive course is designed to deepen insurance professionals' understanding of Homeowners insurance policies. Participants will explore the key differences between the various Homeowners Coverage Forms and gain a clear understanding of the ...

TUE
December
29
3:00 PM - 5:55 PM

This three-hour course offers a comprehensive look at the evolution and current state of the National Flood Insurance Program (NFIP). Agents will explore key topics including policy rating, claims handling, and general and miscellaneous rules that ...

TUE
December
29
4:00 PM - 4:57 PM

This course will address why corporate ethics can't and shouldn't be reduced to simple compliance. Participants will be encouraged to consider a framework focused on behavior and virtues that can lead to excelling ethically and an even greater success ...

WED
December
30
9:00 AM - 12:00 PM

This three-hour class Essentials of Management specifically targets management's responsibilities for reducing E&O exposure in the agency. Agency employees involved in sales and service are on the front lines when it comes to reducing E&O exposure. ...

WED
December
30
9:00 AM - 10:42 AM

As cyber threats continue to evolve, understanding the current cyber landscape is more important than ever. This course explores the latest cyberattacks, trends in ransomware, and the real-world impact on businesses of all sizes. Participants will ...

WED
December
30
10:00 AM - 11:58 AM

This two-hour course takes an in-depth look at some of the most challenging and complex issues agents encounter when navigating Errors & Omissions (E&O) claims. Through real-world examples and practical insights, participants will explore common ...

WED
December
30
12:00 PM - 12:59 PM

This course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...

WED
December
30
1:00 PM - 3:56 PM

This continuing education program explores practical, real-world approaches to ethical decision making within insurance. Beginning with the historical foundations of ethics and the distinction between ethics, values, and morality, participants examine ...

WED
December
30
1:00 PM - 3:56 PM

This continuing education program examines high-risk automobile and homeowners liability exposures involving youthful drivers, college students, and household members. Participants review Personal Auto and Homeowners policy language, definitions of ...

WED
December
30
2:00 PM - 2:54 PM

Dwindling trust in institutions is more than a warning—it's a call to action. As the Edelman Foundation Trust Index reveals, there's a critical need to reassess our leadership ethics and paradigms. This session invites you to challenge the ...

WED
December
30
4:00 PM - 5:45 PM

This presentation will concentrate on often-used ISO Farm Property Coverage Forms with a goal of familiarizing the participant with the structure and coverage intent of the farm property program.  Even though many carriers do not use ISO forms in ...

WED
December
30
4:00 PM - 7:54 PM

In an industry where evolution is as certain as change, passing the baton from one generation to the next should be seamless and strategic. Dive deep into the intricacies of agency perpetuation planning at this must-attend session. We'll not only ...

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